H-D^™ Visa Signature^® Card

Get $100 at H-D

Just spend $500 on your H-D^™ Visa^® card in the first 90 days.¹

2,500 points = $25 at H-D

3X points
at H‑D & gas stations²

2X points
at restaurants, bars, hotels & other lodging²

1X point
everywhere else Visa is accepted²

1X point
per mile ridden
(H.O.G.^® member exclusive)³

no annual fee
Plus, get a 0% intro APR^† on purchases and balance transfers* for the first 9 billing cycles. After that, a variable APR applies, currently 17.74% to 30.74%.^†

Choose from 3 card designs

Express yourself with a card that suits your style.

See if you’re pre-approved

without affecting your credit score

Benefits you'll only find with Harley‑Davidson^® Visa^®

Exclusive Payment plans on H‑D purchases

No interest, no fees for 6 months

Anytime qualifying cardmembers make a Harley‑Davidson^� purchase of $100 or more, they can turn it into 6 monthly payments with no interest and no fees by setting up an ExtendPay Plan.⁴

$500-a-day giveaway

365 chances to win a $500 H‑D Gift Card

We're giving away a $500 H‑D Gift Card every single day – that's 365 chances to win! The best part? Every time you use your card, you automatically get an entry into that day's drawing. Harley Owners Group^® members double their chances with 2X entries.⁵ See Official Rules.

Points for miles

Harley Owners Group member exclusive

Qualifying H.O.G. members earn points just for riding. H‑D Visa Signature cardmembers earn 1 point per mile, while H.O.G. Elite Visa cardmembers earn 2 points for every mile. Make sure to activate the benefit and then start riding.

Cardmember events

Exclusive access to H‑D experiences

Unlock access to behind-the-scenes experiences or exclusive auction packages. It's part of what makes this card more than just a credit card.

See if you’re pre-approved

without affecting your credit score

Want even more rewards?

Earn up to 5X points with the H‑D^™ H.O.G.^™ Elite Visa Signature^® Card.

Apply for the H.O.G. Elite Visa Card

Compare Our Cards

H-D Visa
Signature Card

H.O.G. Elite
Visa Card

$100 at H-D & Low Intro APR

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Points Earned

3X points at H‑D & gas stations
2X points at restaurants, bars, hotels & other lodging
1X point everywhere else Visa is accepted

5X points at H‑D & gas stations
2X points at restaurants, bars, hotels & other lodging
1X point everywhere else Visa is accepted

Annual Fee

No annual fee

$99

Statement Credits

None

$99 in Annual Credits⁶
- $59 Annual H.O.G. membership credit — lifetime H.O.G. members, there's an exclusive bonus just for you⁷
- $30 Dealership credit
- $10 SiriusXM subscription credit

$500-A-Day Giveaway
1 entry per purchase
H.O.G. members get 2 entries

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Points for Miles
(H.O.G. member exclusive)

1 point per mile

2 points per mile

Access to Cardmember Events

✓

¹ Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening and 10,000 Rewards points will be credited to your account 6–8 weeks after the 90-day period. The 10,000 points can be redeemed for a $100 H-D Gift Card. Your Harley-Davidson Visa Account must be open and in good standing to earn and redeem rewards and benefits. The Harley‑Davidson Secured Card is not eligible for the bonus offer.

² Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler’s checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Each merchant’s business is identified by a category code established by Visa. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional points. Lodging to include hotels, bed and breakfast establishments, resorts, cabins, cottages, hostels, short-term property rentals less than 30 days in length, and local inns. Must be booked directly through merchant rather than booking site. Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31, at 11 p.m. CST, of the expiration year. Harley‑Davidson™ Gift Cards issued from H‑D™ Rewards point redemption do not expire. The Harley‑Davidson™ Gift Card is issued by Pathward^®, N.A., Member FDIC. This H‑D Visa product is not a Pathward product or service nor does Pathward endorse this offer.

³ To earn and be awarded points for miles ridden, the Primary H‑D Visa Signature or H‑D H.O.G. Elite Visa Signature cardmember must have an account that is open and in good standing and be an active U.S. H.O.G. member (“Qualifying Cardmember”). After becoming a Qualifying Cardmember, an odometer reading must be recorded at a participating H‑D dealership or by an alternate Harley‑Davidson authorized recording method. H‑D™ Visa Signature cardmembers earn 1 point for each mile ridden. H‑D H.O.G. Elite Visa Signature cardmembers earn 2 points for each mile ridden. Cardmembers can earn up to 50,000 points per calendar year and will be awarded 12 weeks following each subsequent odometer reading, unless further veriﬁcation is requested for award. See official rules for details at www.H-DVisa.com/miles.

⁴ Qualified cardmembers may use ExtendPay® for up to 50% of their Harley-Davidson® Visa^® credit card limit on eligible purchases made from merchants classified as Harley-Davidson. "Eligible Purchases" are purchases that: (1) were made from merchants classified as Harley-Davidson within 60 days prior to enrolling in an ExtendPay Plan; (2) are $100 or more; and (3) are less than your purchase balance at the time you enroll in an ExtendPay Plan. Only purchase balances are eligible for ExtendPay Plans. Transactions identified as cash advances, balance transfers, or promotional rate purchases (as defined in your Cardmember Agreement), as well as any interest or fees are not eligible. There is no fee when you select the 6-month repayment option; however, other repayment options may be available and may be subject to a fee. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.

⁵ NO PURCHASE NECESSARY. Open to residents of the 50 United States and D.C. who are at least 18 years of age. Sweepstakes begins 1/1/2026 and ends on 12/31/2026. Visit H-DVisaExclusives.com/500ADayRules for complete Official Rules & entry details.
The Harley‑Davidson™ Gift Card is issued by Pathward^®, N.A., Member FDIC. This H‑D Visa product is not a Pathward product or service nor does Pathward endorse this offer.

⁶$59 annual H.O.G.^® Membership Credit
When you use your Card to pay for annual H.O.G. Membership fees, we will apply to your account, on an annual basis, a statement credit up to $59. Credit(s) apply to eligible net H.O.G. Membership fees purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase is greater than $59, credit will be limited to $59 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. Offer not available for existing H.O.G. Lifetime or existing H.O.G. multi-year memberships.

$30 credit annually at Harley‑Davidson^® dealerships.
When your account is used for purchases at H-D dealerships, we will apply to your account, on an annual basis, statement credit(s) totaling up to $30. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account.

$10 credit for annual SiriusXM subscription.
An automatic statement credit of $10 per 12-month period will be applied to your Harley‑Davidson^® H.O.G.™ Elite Visa Signature^® card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible SiriusXM subscription, if the Account is in good standing (open and able to use). We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits.

⁷ Existing H.O.G. Life Members will receive 5% back on eligible H‑D dealership purchases (purchases minus credits and returns, on your H.O.G. Elite Visa card) made in the current calendar year, up to $59. The 5% back will be in the form of a statement credit to your H.O.G. Elite Visa account no later than the following April. The H.O.G. Elite account must be in good standing at the time statement credit will be applied. Only one credit per account.

H-D™ Visa Signature® Card