H-D™ Visa® Secured Card
Own your ride —
and your credit
Earn rewards while building your credit.1,2
Apply NowCredit-building benefits
Automatic Bill Pay
Don’t worry about regular payments with this convenient feature.
Free Credit Score Access
Watch your credit build or rebuild over time.3
Account Alerts
Notifications will help you keep an eye on your accounts.
Zero fraud liability
You are protected against fraudulent purchases when your card is lost or stolen.4
Graduate to an unsecured card
Your account will be considered for an upgrade to the H-D™ Visa Signature® Card after 12 months.
$500-a-day giveaway
365 chances to win a $500 H-D Gift Card
We’re giving away a $500 H-D Gift Card every single day – that's 365 chances to win! The best part? Every time you use your card, you automatically get an entry into that day's drawing. Harley Owners Group® members double their chances with 2X entries.5 See Official Rules.
Learn more
H-D Visa Secured FAQs
It's a credit card that offers you an opportunity to build or rebuild your credit with responsible use. It requires a refundable security deposit, which is held as collateral for the account.
You choose how much of a deposit you want to put down—from $300 to $5,000. The amount you choose then becomes the credit limit for your card. You can fund your deposit from a bank account, cashier’s check, or money order.
Yes, as with any credit card, there is an Annual Percentage Rate (APR) applied against purchases made with the card that are not paid off in full.
When you apply for the card, you’ll fill out the normal financial information plus the amount of security deposit you want to put on the card, as well as select a funding method for the deposit.
If you are approved for the H‑D Visa Secured card, you should receive your card 7-10 business days after we have received your application and initial security deposit.
