Plus, get a 0% intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.49% - 24.49%.

There are two different Harley-Davidson® cards: the Harley-Davidson® Visa Signature® card and the Harley-Davidson® High Performance card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the High Performance card. These cards have different benefits as follows: The Signature card earns 3 points at H-D® dealerships and h-d.com/store, 2 points at gas stations, restaurants, bar and lodging merchants and 1 point everywhere else Visa is accepted for every $1 of eligible net purchases. The High Performance card earns 1 point for every $1 of eligible net purchases and may not offer the same Visa Signature benefits.

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earn points

without even trying

When you use the H-D Visa Signature® card for purchases, you'll earn points. For every 2,500 points you earn, you can redeem for a $25 H-D Gift Card to spend at Harley® dealerships and h-d.com/store.

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3

points

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At H-D® Dealerships2, 3, h-d.com/store and the H-D Museum

2

points

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At Restaurants, Gas Stations, and Lodging2, 3

1

point

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Everywhere
Else2, 3

 

turn points into

harley® gear

Earn 2,500 points and trade 'em in for a $25 H-D Gift Card.2 This is how everyday purchases can get you MotorClothes® apparel, Genuine Harley-Davidson® Parts & Accessories, service and more.

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you could win a

new harley®

Every purchase you make with your card earns you one entry into the H-D® Visa® Free Ride Sweepstakes. H.O.G.® members get 2 entries per purchase.4 Not a member? Join today. Non-purchase, mail-in entry also available. See Official Rules.

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open up

about the open road

Whatever H-D Visa® story you have, we want to hear it! Why do you love your card? Check out other rider stories and tell us yours.

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benefits as powerful 
as your ride

Get a kick out of the benefits and rewards from Harley-Davidson® Visa® cards.

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Apply for the flagship card to get all the perks you seek.


Annual Fee $0
Points for Every Eligible Net $1 Spent
at H-D® Dealerships and h-d.com/store2, 3 3
at Gas stations & Restaurants2, 3 2
at Bars & Lodging Merchants2, 3 2
Everywhere else 1
Free Ride Sweepstakes4 yes
for each transaction:
H.O.G. Members 2 Entries / Transaction
Non-H.O.G. Members 1 Entry / Transaction
Signature Benefits yes
Travel Benefits
Auto Rental Collision Damage Waiver5 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services5 yes
Travel Accident Insurance5 up to $250k
Lost Luggage Reimbursement5 up to $5k
Hotel Theft Protection5 up to $1k
Card Protection Benefits
Zero Fraud Liability6 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service5 yes

You will first be considered for the Harley-Davidson® Visa Signature® card. If you do not qualify, you will be considered for the Harley-Davidson® High Performance Visa® card. These cards have different benefits. Please see comparison chart above.

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Depending on your credit history, you may be approved for alternative benefits.


Annual Fee $0
Points for Every Eligible Net $1 Spent
at H-D® Dealerships and h-d.com/store2, 3 1
at Gas stations & Restaurants2, 3 1
at Bars & Lodging Merchants2, 3 1
Everywhere else 1
Free Ride Sweepstakes4 yes
for each transaction:
H.O.G. Members 2 Entries / Transaction
Non-H.O.G. Members 1 Entry / Transaction
Signature Benefits no
Travel Benefits
Auto Rental Collision Damage Waiver5 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services5 yes
Travel Accident Insurance5 no
Lost Luggage Reimbursement5 up to $5k
Hotel Theft Protection5 up to $1k
Card Protection Benefits
Zero Fraud Liability6 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service5 yes
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This card allows you to safely build7 or re-build your credit.


Annual Fee $0
Points for Every Eligible Net $1 Spent
at H-D® Dealerships and h-d.com/store2, 3 1
at Gas stations & Restaurants2, 3 1
at Bars & Lodging Merchants2, 3 1
Everywhere else 1
Free Ride Sweepstakes4 yes
for each transaction:
H.O.G. Members 2 Entries / Transaction
Non-H.O.G. Members 1 Entry / Transaction
Signature Benefits no
Travel Benefits
Auto Rental Collision Damage Waiver5 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services5 no
Travel Accident Insurance5 no
Lost Luggage Reimbursement5 no
Hotel Theft Protection5 no
Card Protection Benefits
Zero Fraud Liability6 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service5 no

You can apply directly for the Harley-Davidson® Visa® Secured card if you're looking to build or re-establish your credit.

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mobile banking

mobile banking

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special offers

special offers

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