FAQs
You’ve got questions,
we’ve got answers.
How to Apply
- There is a $99 annual fee for the Harley‑Davidson® H.O.G.™ Elite Visa Signature® card. See Terms and Conditions for the H‑D Hog Elite Visa Signature Card.
- There is no annual fee for the Harley‑Davidson® Visa Signature® card. See Terms and Conditions for the H‑D Visa Signature Card.
- There is no annual fee for the Harley‑Davidson® Visa® Secured card. See Terms and Conditions for the H‑D Visa Secured Card.
In most cases, when applying online, you will receive the status of your application immediately. If you are approved, your card will arrive in 7–10 business days.
If you are approved for the H‑D™ Visa® Secured card, you should receive your card 7–10 business days after we have received your application and initial security deposit.
How to Earn and Redeem Points
As a H.O.G.™ Elite Visa Signature® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
- 5 points for every $1 in eligible purchases during each billing cycle at merchants classified as H-D® dealerships, h-d.com, the H-D Museum and gas stations.
- 2 points for every $1 in eligible purchases during each billing cycle at merchants classified as restaurants, bars and lodging.
- 1 point for all other eligible purchases during each billing cycle.
As a Harley-Davidson® Visa Signature® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
- 3 points for every $1 in eligible purchases during each billing cycle at merchants classified as H‑D® dealerships, h-d.com, the H‑D Museum and gas stations.
- 2 points for every $1 in eligible purchases during each billing cycle at merchants classified as restaurants, bars and lodging.
- 1 point for all other eligible purchases during each billing cycle.
As a Harley‑Davidson® Visa Secured cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
- 1 point for every $1 in eligible purchases during each billing cycle.
Please remember that U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which purchases are eligible.
For complete program details, refer to the Program Rules located in the Rewards Center.
You can redeem rewards points any of these 3 ways:
- Redeem for either a plastic or electronic H‑D™ Gift Card if you are planning to put points towards an H‑D® purchase
- Get a statement credit for your H-D purchase with Real-Time Rewards
- Combine your H-D Visa points with your H-D Membership points to get the H-D products you've been eyeing faster.
Before you attempt to transfer your H-D Visa points to your H-D Membership, ensure your accounts are linked. To link the accounts, follow the steps below:
- Make sure the Primary H-D Visa cardmember has a cell phone listed in their contact information. To edit or add a cell phone, click on the Contact Information link in your H-D Visa account Profile or call Cardmember Services at 1-800-699-2281. Please allow 24-48 hours for this to be updated.
- Locate your H-D Visa Referral Code, a 10-digit code located at the top right of your billing statement in the Rewards Summary section. You can also request this by calling Cardmember Services at 1-800-699-2281.
- Login to your H-D Membership account on the H-D app and open your profile. Using the cell phone number in your H-D Visa account and your H-D Visa Referral Code, follow the instructions to link your account.
Once your accounts are linked, navigate to the Rewards Center and click on Transfer Points. Enter your H-D Rewards ID (found in the H-D app), email address, and the amount of points you'd like to transfer to your H-D Membership. You can redeem in increments of 500 points ($5) up to your available balance.
H-D Membership points can be redeemed at participating dealerships and H-D.com. Ensure your dealership is participating in the H-D Membership program by clicking "More" on the bottom toolbar of your H-D app and then selecting "Find a Dealer". Participating dealers are marked as "H-D Membership Participant".
For more information, click here (pdf).
H.O.G.™ Elite Visa® Annual Credits
Points for Miles Ridden Benefit
H-D™ Visa® Free Ride Sweepstakes
Managing Your H-D™ Visa® Card Account
Access your account information online: log in to see your billing statement to your account. Not enrolled yet? Enroll to see your billing statement today!
You can also access your account on the go by downloading the H‑D Visa Mobile App.
You can also elect to go paperless and stop receiving statements in the mail each month.