FAQs
You’ve got questions,
we’ve got answers.
How to Apply
- There is a $99 annual fee for the Harley‑Davidson® H.O.G.™ Elite Visa Signature® card. See Terms and Conditions for the H‑D Hog Elite Visa Signature Card.
- There is no annual fee for the Harley‑Davidson® Visa Signature® card. See Terms and Conditions for the H‑D Visa Signature Card.
- There is no annual fee for the Harley‑Davidson® Visa® Secured card. See Terms and Conditions for the H‑D Visa Secured Card.
In most cases, when applying online, you will receive the status of your application immediately. If you are approved, your card will arrive in 7–10 business days.
If you are approved for the H‑D™ Visa® Secured card, you should receive your card 7–10 business days after we have received your application and initial security deposit.
How to Earn and Redeem Points
As a H.O.G.™ Elite Visa Signature® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
- 5 points for every $1 in eligible purchases during each billing cycle at merchants classified as H-D® dealerships, h-d.com, the H-D Museum, gas and EV charging stations.
- 2 points for every $1 in eligible purchases during each billing cycle at merchants classified as restaurants, bars and lodging.
- 1 point for all other eligible purchases during each billing cycle.
As a Harley-Davidson® Visa Signature® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
- 3 points for every $1 in eligible purchases during each billing cycle at merchants classified as H‑D® dealerships, h-d.com, the H‑D Museum, gas and EV charging stations.
- 2 points for every $1 in eligible purchases during each billing cycle at merchants classified as restaurants, bars and lodging.
- 1 point for all other eligible purchases during each billing cycle.
As a Harley‑Davidson® Secured or High Performance Visa® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
- 1 point for every $1 in eligible purchases during each billing cycle.
Please remember that U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which purchases are eligible.
For complete program details, refer to the Program Rules located in the Rewards Center.
H.O.G.™ Elite Visa® Annual Credits
Points for Miles Ridden Benefit
H-D™ Visa® Free Ride Sweepstakes
Managing Your H-D™ Visa® Card Account
Access your account information online: log in to see your billing statement to your account. Not enrolled yet? Enroll to see your billing statement today!
You can also access your account on the go by downloading the H‑D Visa Mobile App.
You can also elect to go paperless and stop receiving statements in the mail each month.