H-D™ Visa® cards

A card for every need, a style for every rider.

  • 5X

    Earn 5X points at H‑D and gas stations1

  • 2X

    Earn 2X points at restaurants, bars and lodging

  • 1X

    Earn 1X points everywhere else Visa is accepted

H-D H.O.G. Elite Visa Signature® Card

The card that fuels your passion.

Get $150 at H‑D2

Just spend $500 on your H‑D Visa card in the first 60 days. Plus, get a 0% intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 14.99%-23.99%.

  • 5X

    Earn 5X points at H‑D and gas stations1

  • 2X

    Earn 2X points at restaurants, bars and lodging

  • 1X

    Earn 1X points everywhere else Visa is accepted

  • 3X

    Earn 3X points at H‑D and gas stations1

  • 2X

    Earn 2X points at restaurants, bars and lodging

  • 1X

    Earn 1X points everywhere else Visa is accepted

H-D Visa Signature® Card

Serious rewards for serious riders.

Get $150 at H‑D2

Just spend $500 on your H‑D Visa card in the first 60 days. Plus, get a 0% intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 14.99%-23.99%.

  • 3X

    Earn 3X points at H‑D and gas stations1

  • 2X

    Earn 2X points at restaurants, bars and lodging

  • 1X

    Earn 1X points everywhere else Visa is accepted

  • 1X

    Earn 1X points at H‑D and gas stations

  • 1X

    Earn 1X points at restaurants, bars and lodging

  • 1X

    Earn 1X points everywhere else Visa is accepted

H-D Visa® Secured Card

Earn rewards while building credit1,10.

  • No annual fee
  • Build or repair credit10
  • Earn points for purchases1
  • H.O.G.® members earn 1 point for every mile ridden5
  • Purchases = entries into the Free Ride Sweepstakes4
    See Official Rules (PDF).
  • 1X

    Earn 1X points at H‑D and gas stations

  • 1X

    Earn 1X points at restaurants, bars and lodging

  • 1X

    Earn 1X points everywhere else Visa is accepted

Current Cardmembers Only

H-D™ High Performance Visa® Card

  • Earn points for everyday purchases1
  • H.O.G. members earn 1 point for every mile ridden5
  • Purchases = entries into the Free Ride Sweepstakes4
    See Official Rules (PDF)
  • 2500 Points = $25 at H‑D

See how much you can earn.

Examples are Road trip to the Badlands - 5x's points; Lunch with Mom -2x's points and Hog member exclusive is Miles ridden this month - 2x's points.
Examples are Road trip to the Badlands - 5x's points; Lunch with Mom -2x's points and Hog member exclusive is Miles ridden this month - 2x's points.

Point multipliers represent H.O.G. Elite Visa card

H-D Visa exclusive perks.

Not only will you earn points for purchases, you'll get access to these unique benefits.

Earn points for every mile you ride

H.O.G. members earn one point for every mile they ride5, but if you have the H.O.G. Elite Visa card, you can double that.
See Official Rules (PDF).

See How It Works

Enter the monthly Free Ride Sweepstakes

Every purchase you make with your card enters you into the H‑D™ Visa® Free Ride Sweepstakes for a chance to win a Harley‑Davidson Motorcycle every month4. And H.O.G. members get 2 entries per purchase.

Non-purchase, mail-in entry also available.
See Official Rules (PDF).

Learn More

Everyday benefits for every cardmember.

Beyond earning points for awesome H-D gear, you’ll get these sweet benefits no matter which H-D Visa card lives in your wallet.

Account Management

  • • Free credit score7
  • • Lock/unlock card
  • • Cardmember Support

Card Protection

  • • Zero Fraud Liability8
  • • Lost/stolen card reporting

Travel Benefits9

  • • Auto rental collision damage waiver
  • • Emergency cash and card replacement

Mobile App

  • • Redeem points for H‑D™ Gift Cards
  • • Check balances and review transactions
  • • Enroll in security alerts

H-D Visa Cards FAQs

It’s easy! Select the card for you and then apply online.
In most cases, when applying online, you will receive the status of your application immediately. If you are approved, your card will arrive in 7-10 business days.

If you are approved for the H‑D™ Visa® Secured card, you should receive your card 7–10 business days after we have received your application and initial security deposit.

As a H.O.G.™ Elite Visa Signature® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:
  • 5 points for every $1 in eligible purchases during each billing cycle at merchants classified as H‑D® dealerships, h‑d.com, the H‑D Museum and gas stations.
  • 2 points for every $1 in eligible purchases during each billing cycle at merchants classified as restaurants, bars and lodging.
  • 1 point for all other eligible purchases during each billing cycle.

As a Harley‑Davidson® Visa Signature® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:

  • 3 points for every $1 in eligible purchases during each billing cycle at merchants classified as H‑D® dealerships, h‑d.com, the H‑D Museum and gas stations.
  • 2 points for every $1 in eligible purchases during each billing cycle at merchants classified as restaurants, bars and lodging.
  • 1 point for all other eligible purchases during each billing cycle.

As a Harley‑Davidson® Secured or High Performance Visa® cardmember, you will earn points based on eligible and net purchases (Purchases are purchases minus credits and returns) made with your account. You will earn points as follows:

  • 1 point for every $1 in eligible purchases during each billing cycle.
Please remember that U.S. Bank cannot control how merchants choose to classify their business or transactions and reserves the right to determine which purchases are eligible.

For complete program details, refer to the Program Rules located in the Rewards Center.

H.O.G.™ Elite Visa Credits FAQs

When you use your H.O.G.™ Elite Visa® card to pay for H.O.G. Membership fees, we will automatically apply a statement credit(s) to your account totaling up to $49 annually. If you pay for a multi-year or lifetime membership with your card, you get up to $49 toward that membership fee in the year the purchase was completed. Statement credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date), if the Account is in good standing. If eligible purchase is greater than $49, credit will be limited to $49 per Cardmember year.  This limit applies per account, regardless of how many Card(s)/Cardmembers are on the account.
When you use your H.O.G.™ Elite Visa® card, existing Full H.O.G. Lifetime Members will receive 5% back on eligible H‑D® dealership purchases (purchases minus credits and returns) made in 2021, up to $49.  The 5% back will be calculated after the 2021 calendar year is done and applied to your H.O.G. Elite Visa account in the form of a statement credit no later than April 2022. Your H.O.G. Elite account must be in good standing at the time statement credit will be applied, and only one credit will be given per account. This offer may be subject to change.
When you use your H.O.G.™ Elite Visa® card for purchases at H‑D® dealerships, we will automatically apply a statement credit(s) to your account totaling up to $30 annually. Statement credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date) if the Account is in good standing. If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account.
When you use your H.O.G.™ Elite Visa® card to pay for your eligible monthly SiriusXM subscription over 11 consecutive months, an automatic statement credit of $20 is applied to your account within 2 statement billing cycles. A statement credit will be applied if the account is in good standing. We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits.