Benefits & Rewards
Impressive rewards,
powerful benefits.
Redeeming points
If you've got the points, we've got the rewards.
Every 2,500 points earns you $25 at H-D.
When you're ready to turn your points into perks at H-D® dealerships, H-D.com or the H-D Museum, log in to your account.
Redeem points for an H-D™ Gift Card, through Real-Time Rewards, or a transfer to your H-D® Membership. You can also redeem rewards through the mobile app or by calling 800-699-2281.
Get H-D Gift Cards
Choose a digital or plastic H-D™ Gift Card in $25 increments. Register your gift card at H-DVisaRewards.com to track gift cards or view/print digital gift cards.
Redeem in real time
Once enrolled in Real-Time Rewards, receive a text to redeem points instantly as a statement credit for your H-D® purchases. Learn more and enroll today on the Rewards Center through your account.
Transfer to your H-D Membership
Combine your H-D® Visa points with your H-D Membership points to get the H-D® gear you've been eyeing faster. Accounts must be linked before you can transfer. For more details, click here (pdf).
H‑D™ Visa® Free Ride Sweepstakes
Start every month with a new chance to win.
We're giving away a Harley‑Davidson® motorcycle every month, and you get entered to win every time you make a purchase with your card1. Want an even sweeter deal? H.O.G.® members get 2 entries per purchase. See the bikes (PDF) our past winners have won.
Non-purchase, mail-in entry is also available.
See Free Ride Sweepstakes Official Rules (PDF).
Bike shown for representation only
12 months. 12 bikes.
Check out all of the great Harley‑Davidson bikes we're giving away.
H.O.G. Member Exclusive
Earn points for
every mile you ride.
As a qualifying H.O.G. member and H‑D Visa cardmember, you don't just rack up the miles when you ride, you rack up the points, too2. H.O.G. Elite Visa cardmembers earn 2 points for every mile they ride and all other H‑D Visa cardmembers earn one point per mile. See Full Rules (PDF).
See how it works
Start earning points for every mile.
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1
Activate the Benefit
Once you're a qualifying H.O.G. member, schedule an odometer reading to get started.
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2
Hit the Road
Now that every mile on your H‑D motorcycle earns a point, it's time to plan your next big trip.
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3
Collect Your Points
Head back to the dealership for another odometer reading to get the points for the miles you rode.
Not a H.O.G. member? Join Now
Refer a friend
Got a friend?
Get rewarded.
When you refer your riding buddies to the H‑D Visa card, everybody wins.
See What You'll Get
Rewards for you and your buddies.
What you get
$50 at H‑D for every friend who is approved and makes a purchase within the first 60 days3. There's no limit to the number of friends you can refer, so share the love.
What your friend gets
$100 at H‑D with a $500 spend in the first 60 days4 and 0% intro APR† on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 19.24% to 29.99%.
Testimonials
Open up about
the open road.
Got a great story fueled by your H‑D™ Visa card? Email us the details along with your best picture from the day (don't forget your name and number) and keep an eye out to see if your story gets featured.
Everyday benefits
for every cardmember.
Account Management
- Free credit score5
- Lock/unlock card
- Cardmember Support
Account Management
- Free credit score5
- Lock/unlock card
- Cardmember Support
Mobile App
- Redeem points for H‑D™ Gift Cards
- Check balances and review transactions
- Lock/unlock your card and enroll in security alerts
Peace of Mind
- Zero fraud liability6
- Roadside Dispatch7
- Lost/stolen card reporting
Travel Benefits7
- Travel Emergency Assistance
- Auto rental collision damage waiver
- Emergency cash and card replacement
Visa® Benefits
- Shipt: Same-day delivery from a variety of stores you love
- Sofar: Discover new music with presale opportunities and ticket discounts
- Dovly: Fix, manage, and maintain your credit score
- NortonLifeLock: Protect yourself from Identity Theft
H-D Genuine Rewards FAQs
You can redeem rewards points any of these 3 ways:
- Redeem for either a plastic or electronic H‑D™ Gift Card if you are planning to put points towards an H‑D® purchase
- Get a statement credit for your H-D purchase with Real-Time Rewards
- Combine your H-D Visa points with your H-D Membership points to get the H-D products you've been eyeing faster.
Before you attempt to transfer your H-D Visa points to your H-D Membership, ensure your accounts are linked. To link the accounts, follow the steps below:
- Make sure the Primary H-D Visa cardmember has a cell phone listed in their contact information. To edit or add a cell phone, click on the Contact Information link in your H-D Visa account Profile or call Cardmember Services at 1-800-699-2281. Please allow 24-48 hours for this to be updated.
- Locate your H-D Visa Referral Code, a 10-digit code located at the top right of your billing statement in the Rewards Summary section. You can also request this by calling Cardmember Services at 1-800-699-2281.
- Login to your H-D Membership account on the H-D app and open your profile. Using the cell phone number in your H-D Visa account and your H-D Visa Referral Code, follow the instructions to link your account.
Once your accounts are linked, navigate to the Rewards Center and click on Transfer Points. Enter your H-D Rewards ID (found in the H-D app), email address, and the amount of points you'd like to transfer to your H-D Membership. You can redeem in increments of 500 points ($5) up to your available balance.
H-D Membership points can be redeemed at participating dealerships and H-D.com. Ensure your dealership is participating in the H-D Membership program by clicking "More" on the bottom toolbar of your H-D app and then selecting "Find a Dealer". Participating dealers are marked as "H-D Membership Participant".
For more information, click here (pdf).
