Benefits & Rewards

Impressive rewards,

powerful benefits.

Redeeming points

If you've got the points, we've got the rewards.

Every 2,500 points earns you $25 at H-D.1
When you're ready to turn your points into perks at H-D® dealerships, or the H-D Museum, log in to your account.

Redeem points for an H-D Gift Card, through Real-Time Rewards, or a transfer to your H-D® Membership. You can also redeem rewards through the mobile app or by calling 800-699-2281.

Get H-D Gift Cards
Choose a digital or plastic H-D Gift Card in $25 increments. Register your gift card at to track gift cards or view/print digital gift cards.

Redeem in real time
Once enrolled in Real-Time Rewards, receive a text to redeem points instantly as a statement credit for your H-D® purchases. Learn more and enroll today on the Rewards Center through your account.

Transfer to your H-D Membership
Combine your H-D® Visa points with your H-D Membership points to redeem faster. Accounts must be linked before you can transfer. For more details, click here (pdf).
Not an H-D Member yet? Join now.

H‑D™ Visa® Free Ride Sweepstakes

Start every month with a new chance to win.

We're giving away a Harley‑Davidson® motorcycle every month, and you get entered to win every time you make a purchase with your card2. Want an even sweeter deal? H.O.G.® members get 2 entries per purchase. See the bikes (PDF) our past winners have won.

Non-purchase, mail-in entry is also available.
See Free Ride Sweepstakes Official Rules (PDF).

12 months. 12 bikes.
Check out all of the great Harley‑Davidson bikes we're giving away.

H.O.G. Member Exclusive

Earn points for
every mile you ride.

As a qualifying H.O.G. member and H‑D Visa cardmember, you don't just rack up the miles when you ride, you rack up the points, too3. H.O.G. Elite Visa cardmembers earn 2 points for every mile they ride and all other H‑D Visa cardmembers earn one point per mile. See Full Rules (PDF).

  1. 1

    Activate the Benefit

    Once you're a qualifying H.O.G. member, schedule an odometer reading to get started.

  2. 2

    Hit the Road

    Now that every mile on your H‑D motorcycle earns a point, it's time to plan your next big trip.

  3. 3

    Collect Your Points

    Head back to the dealership for another odometer reading to get the points for the miles you rode.

Not a H.O.G. member? Join Now

Refer a friend

Got a friend?
Get rewarded.

When you refer your riding buddies to the H‑D Visa card, everybody wins.

What you get

$50 at H‑D for every friend who is approved and makes a purchase within the first 90 days4. There's no limit to the number of friends you can refer, so share the love.

What your friend gets

$100 at H‑D with a $500 spend in the first 90 days5 and 0% intro APR on purchases and balance transfers* for 9 billing cycles. After that, a variable APR applies, currently 19.24% to 29.99%.

Get Started


Open up about
the open road.

Got a great story fueled by your H‑D Visa card? Email us the details along with your best picture from the day (don't forget your name and number) and keep an eye out to see if your story gets featured.

Email Your Story

Everyday benefits
for every cardmember.

Account Management

  • Free credit score6
  • Lock/unlock card
  • Cardmember Support

Account Management

  • Free credit score6
  • Lock/unlock card
  • Cardmember Support

Mobile App

  • Redeem points for H‑D Gift Cards
  • Check balances and review transactions
  • Lock/unlock your card and enroll in security alerts

Peace of Mind

  • Zero fraud liability7
  • Roadside Dispatch8
  • Lost/stolen card reporting

Travel Benefits8

  • Travel Emergency Assistance
  • Auto rental collision damage waiver
  • Emergency cash and card replacement

Visa® Benefits

  • Shipt: Same-day delivery from a variety of stores you love
  • Sofar: Discover new music with presale opportunities and ticket discounts
  • Dovly: Fix, manage, and maintain your credit score
  • NortonLifeLock: Protect yourself from Identity Theft

H-D Genuine Rewards FAQs

Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31, at 11:00 p.m. CT of the expiration year.

You can redeem rewards points any of these 3 ways:

  • Redeem for either a plastic or electronic H‑D Gift Card if you are planning to put points towards an H‑D® purchase
  • Get a statement credit for your H-D purchase with Real-Time Rewards
  • Combine your H-D Visa points with your H-D Membership points to redeem faster.
When you’re ready to turn your points into $25 to be used at H‑D® dealerships, H‑, or the H‑D Museum, log in to your account and select Rewards. Choose to have your H‑D™ Gift Card emailed to you to use right away or mailed to you within 1–2 weeks. You may also redeem over the phone by calling 1-800-699-2281 and a Rewards Service Advisor will assist you with your redemption.
When you’re enrolled in Real-Time Rewards, you can turn your points into a statement credit to cover your H‑D purchases. Just log in to your account and click on the Rewards tab to access the Rewards Center home page, click Manage Rewards, then click on Enroll Today button in Real-Time Rewards and complete the enrollment form. Once you’re enrolled, make a purchase at an H-D® dealership or H‑ to get started.

Before you transfer your H-D Visa® points, please ensure that your H-D Visa and H-D® Membership accounts are linked.

Here are the steps to link your accounts:

  1. Confirm that your H-D Visa account profile includes the cell number of the primary H-D Visa cardmember listed on your account. To edit or add a cell number, click the Contact Information link in your H-D Visa account profile or call Cardmember Services at 1-800-699-2281. Allow 24-48 hours for this update to be processed.

  2. Locate your H-D Visa Referral Code, a 10-digit code located at the top right of your billing statement in the Rewards Summary section. You can also request it by calling Cardmember Services at 1-800-699-2281.

  3. Log in to your H-D Membership account on the H-D app and open your profile. Click on your membership card and scroll down to Link Account. Follow the instructions to link your account, using your H-D Visa Referral Code and the cell number in your H-D Visa account.

Once your accounts are linked, navigate to the Rewards Center on or the H-D Visa app and click on Transfer Points. Enter your H-D Rewards ID (found in the H-D app), email address and the number of points you'd like to transfer.

You can transfer your points in any increment of 500 ($5) up to your available balance. For example, if your account balance is 2,579 points, you can transfer up to 2,500 of these points in one request.

H-D Membership points can be redeemed at participating dealerships and Confirm your dealership is participating in the H-D Membership program by clicking "More" on the bottom toolbar of your H-D app and then selecting "Find a Dealer.” Participating dealers are marked as "H-D Membership Participant." 

For more information, click here (pdf).

Not an H-D Member yet? Join now.

H-D Visa® Free Ride Sweepstakes FAQs

This year, 12 new lucky winners will ride home on new bikes. Visit our Official Rules for a complete list of prizes.
The odds of winning depend on the number of entries received, including all transactions made by all cardmembers (purchases and cash advances) and all alternate entries.
Yes, a printable PDF version of the Official Rules is available online.
See the Official Rules for complete details.
No. You can enter through the mail. Simply follow the instructions on the Official Rules page under the section "Alternate Entry."

Points for Miles Ridden Benefit FAQs

This benefit rewards you for your loyalty to Harley-Davidson when you are both a qualified H-D™ Visa® cardmember and a member of the Harley Owners Group (H.O.G.®). Once you are a Qualifying Cardmember, you can begin to earn points for the miles your ride. Every mile you ride on a Harley-Davidson® motorcycle gets you one point on your Harley-Davidson® Visa account. H.O.G. Elite Visa Signature cardmembers who are qualifying H.O.G. members earn double points for the miles they ride. Points can be redeemed for an H-D  Gift Card to spend on gear, service or anything at participating H-D® retail locations.
In order to earn and be awarded points for each mile you ride on your Harley‑Davidson® motorcycle, you must first be a Qualifying Cardmember. After becoming a Qualifying Cardmember, then you must get an odometer reading recorded at an H‑D® dealership to activate this benefit. After that, each additional odometer reading that is recorded will be eligible to receive points for as long as you remain a Qualifying Cardmember.
See Full Rules (PDF) or more FAQs. You can also call H‑D™ Visa® Cardmember Services at 800-699-2281