ABOUT THE CARD
GOT A CARD?
Harley-Davidson® Visa Secured Card
Is the H-D™ Visa Secured card for me?
- You haven't had the chance to establish credit yet.
- You've had credit difficulties in the past, and you wish to re-establish a solid credit rating.1
It's Easy, Safe, and Practical:
- Our simple application allows you to fund your Secured Card credit line with a Cashier's Check, Money Order, or through an online funds transfer from a deposit account (such as a Checking or Savings account) at any financial institution. You may fund your account anywhere from $300 to $5,000.
- Your deposit is used to open a secured savings account which assures your credit card can be paid. The money in your secured savings account is there to "secure" your credit line. The money in your secured savings account is FDIC insured and won't be touched as long as you make all of your credit card payments on time and your account remains open. Plus, you will earn interest on the money in your secured savings account.
- Your purchases are billed to you each month. Payments are not automatically deducted from your secured savings account. You are responsible for making at least your minimum payment by the due date each month.
- Once you've demonstrated good credit habits, you'll be well on your way to getting a good credit rating. When you have managed all of your credit obligations responsibly for 12 months, we may be able to move you to another great credit card product without requiring you to secure your credit line.
- A good credit rating gives you the freedom to make choices. You'll find that you need good credit to do almost everything from buying a car or a home to ordering merchandise through the mail. So whether you're just starting out, or making a fresh start, the H-D™ Visa Secured card offers you a chance to begin on the right foot.
Apply Today for an H-D™ Visa Secured Card:
- Complete an application.
- Select the option you would like to use to fund your Security Savings Account:
- Print the application and mail a Cashier's Check or Money Order.
- Fund online using an existing Checking or Savings account (transfer takes up to 5 business days).
- Once you have chosen you preferred funding method, follow the steps to complete your application.
Exclusive H-D™ Visa Card Benefits:
- Earn one H-D™ Genuine Rewards point per $1 in net purchases2
- Redeem 2,500 points for $25 in Harley Chrome® Cash
- You could win a motorcycle with the H-DTM Visa Free Ride Sweepstakes3
- Receive a $10 Harley Chrome® Cash certificate2
- No annual fee†
Additional Card Benefits:
- Complimentary Annual Account Summary
- Automatic Bill Pay
- Zero Fraud Liability4
- Free Online Banking.
- Get your monthly credit score – at no cost!
- Auto Rental Collision Damage Waiver5
- Lost/Stolen Card Reporting
- Cardholder Inquiry Service
- Emergency Cash & Card Replacement