Harley-Davidson® Visa Secured Card 

Harley-Davidson Visa Secured CardSecured Card Benefits 

Is the H-D™ Visa Secured card for me?

Yes! If:

  • You haven't had the chance to establish credit yet.
  • You've had credit difficulties in the past, and you wish to re-establish a solid credit rating.1 
It's Easy, Safe, and Practical:
  • Our simple application allows you to fund your Secured Card credit line with a Cashier's Check, Money Order, or through an online funds transfer from a deposit account (such as a Checking or Savings account) at any financial institution. You may fund your account anywhere from $300 to $5,000.
  • Your deposit is used to open a secured savings account which assures your credit card can be paid. The money in your secured savings account is there to "secure" your credit line. The money in your secured savings account is FDIC insured and won't be touched as long as you make all of your credit card payments on time and your account remains open. Plus, you will earn interest on the money in your secured savings account.
  • Your purchases are billed to you each month. Payments are not automatically deducted from your secured savings account. You are responsible for making at least your minimum payment by the due date each month.
  • Once you've demonstrated good credit habits, you'll be well on your way to getting a good credit rating. When you have managed all of your credit obligations responsibly for 12 months, we may be able to move you to another great credit card product without requiring you to secure your credit line.
  • A good credit rating gives you the freedom to make choices. You'll find that you need good credit to do almost everything from buying a car or a home to ordering merchandise through the mail. So whether you're just starting out, or making a fresh start, the H-D™ Visa Secured card offers you a chance to begin on the right foot.
Apply Today for an H-D™ Visa Secured Card:
  1. Complete an application.
  2. Select the option you would like to use to fund your Security Savings Account:
    • Print the application and mail a Cashier's Check or Money Order.
    • Fund online using an existing Checking or Savings account (transfer takes up to 5 business days).
  3. Once you have chosen you preferred funding method, follow the steps to complete your application.
Exclusive H-D™ Visa Card Benefits:
  • Earn one H-D™ Genuine Rewards point per $1 in net purchases2  
  • Redeem 2,500 points for a $25 Harley-DavidsonTM Gift Card 
  • You could win a motorcycle with the H-DTM Visa Free Ride Sweepstakes3   
  • Receive a $10 H-D™ Genuine Rewards Certificate4 
  • No annual fee  
Additional Card Benefits:

Apply Now!

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©  2016 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2016 U.S. Bank National Association. All Rights Reserved.

1 Late payments and going over the credit limit may damage your credit history.
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2 Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information. Points are earned on net purchases (purchases minus credits and returns.) The Harley-Davidson® Visa Signature® card earns 3 points per $1 on net purchases made at Harley-Davidson® dealerships, 2 points per $1 of net purchases at gas stations, restaurants, bars and lodging merchants and 1 point per $1 of net purchases everywhere else. The Harley-Davidson High Performance card earns 1 point per $1 on net purchases. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus. We will not award points for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid products. Harley-Davidson® Genuine Rewards that are not redeemed expire 3 years from the date earned on December 31 of the expiration date.
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3 NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/16. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older.  For details, click here for Official Rules.  Void where prohibited.
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4 $10 H-D™ Genuine Rewards Certificates issued at account opening expire 180 days after they are issued. Harley-DavidsonTM Gift Cards issued from Genuine Rewards redemption do not expire.
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5 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. 
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6 The free TransUnion credit score is for educational purposes only and is not used by U.S. Bank to make credit decisions.
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7 Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.
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