Earn $100 in H-D™ Gift Cards.12 Plus get 0% intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.99% - 24.99%.

There are two different Harley-Davidson® cards: the Harley-Davidson® Visa Signature® card and the Harley-Davidson® High Performance card. You will first be considered for the Signature card. If you do not qualify for the Signature card, you will be considered for the High Performance card. These cards have different benefits as follows: The Signature card earns 3 points at H-D dealerships and h-d.com/store, 2 points at gas stations, restaurants, bar and lodging merchants and 1 point everywhere else Visa is accepted for every $1 of eligible net purchases. The High Performance card earns 1 point for every $1 of eligible net purchases and may not offer the same Visa Signature benefits.

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earn points

without even trying

When you use the H-D Visa Signature® card for purchases, you'll earn points. For every 2,500 points you earn, you can redeem for a $25 H-D Gift Card to spend at Harley® dealerships and h-d.com/store.

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3

points

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At H-D® Dealerships2, 3, h-d.com/store and the H-D Museum

2

points

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At Restaurants, Gas Stations, and Lodging2, 3

1

point

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Everywhere
Else2, 3

 

turn points into

harley® gear

Earn 2,500 points and trade 'em in for a $25 H-D Gift Card.2 This is how everyday purchases can get you MotorClothes® apparel, Genuine Harley-Davidson® Parts & Accessories, service and more.

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you could win a

new harley®

When you use your card, you'll be entered for a chance to win a new Harley-Davidson® motorcycle.4 Are you feeling lucky?

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open up

about the open road

Whatever H-D Visa® story you have, we want to hear it! Why do you love your card? Check out other rider stories and tell us yours.

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benefits as powerful 
as your ride

Get a kick out of the benefits and rewards from Harley-Davidson® Visa® cards.

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Apply for the flagship card to get all the perks you seek.


Annual Fee $0
Points for Every Eligible Net $1 Spent
at H-D® Dealerships and h-d.com/store2, 3 3
at Gas stations & Restaurants2, 3 2
at Bars & Lodging Merchants2, 3 2
Everywhere else 1
Free Ride Sweepstakes4 1 Entry / Transaction
Signature Benefits yes
Travel Benefits
Auto Rental Collision Damage Waiver5 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services5 yes
Travel Accident Insurance5 up to $250k
Lost Luggage Reimbursement5 up to $5k
Hotel Theft Protection5 up to $1k
Card Protection Benefits
Zero Fraud Liability6 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service5 yes

You will first be considered for the Harley-Davidson® Visa Signature® card. If you do not qualify, you will be considered for the Harley-Davidson® High Performance Visa® card. These cards have different benefits. Please see comparison chart above.

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Depending on your credit history, you may be approved for alternative benefits.


Annual Fee $0
Points for Every Eligible Net $1 Spent
at H-D® Dealerships and h-d.com/store2, 3 1
at Gas stations & Restaurants2, 3 1
at Bars & Lodging Merchants2, 3 1
Everywhere else 1
Free Ride Sweepstakes4 1 Entry / Transaction
Signature Benefits no
Travel Benefits
Auto Rental Collision Damage Waiver5 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services5 yes
Travel Accident Insurance5 no
Lost Luggage Reimbursement5 up to $5k
Hotel Theft Protection5 up to $1k
Card Protection Benefits
Zero Fraud Liability6 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service5 yes
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This card allows you to safely build7 or re-build your credit.


Annual Fee $0
Points for Every Eligible Net $1 Spent
at H-D® Dealerships and h-d.com/store2, 3 1
at Gas stations & Restaurants2, 3 1
at Bars & Lodging Merchants2, 3 1
Everywhere else 1
Free Ride Sweepstakes4 1 Entry / Transaction
Signature Benefits no
Travel Benefits
Auto Rental Collision Damage Waiver5 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services5 no
Travel Accident Insurance5 no
Lost Luggage Reimbursement5 no
Hotel Theft Protection5 no
Card Protection Benefits
Zero Fraud Liability6 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service5 no

You can apply directly for the Harley-Davidson® Visa® Secured card if you're looking to build or re-establish your credit.

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mobile banking

mobile banking

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special offers

special offers

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*The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©  2018 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2018 U.S. Bank National Association.

U.S. Bank - EP-MN-L20D - 200 South Sixth Street - Minneapolis, MN 55402

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.


1 Spend $500 in eligible net purchases (purchases minus credits and returns) within the first 60 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6-8 weeks after the 60-day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H-D™ Gift Card. Your Harley-Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits. The Harley-Davidson Secured Card is not eligible for the bonus offer.
2 Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31 of the expiration year. Harley-Davidson Gift Cards issued from H-D Genuine Rewards point redemption do not expire. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
3 Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points.
4 NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2018. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, click here for Official Rules. Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 222 W. Adams St., Ste. 2000, Chicago, IL 60606.
5 Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.
6 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
7 Late payments and going over the credit limit may damage your credit history.