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earn points

without even trying

When you use the H-D Visa Signature® card for purchases, you'll earn points. For every 2,500 points you earn, you can redeem for a $25 H-D Gift Card to spend at Harley® dealerships and h-d.com/store.

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3

points

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At H-D® Dealerships1 and h-d.com/store

2

points

gas icon
At Restaurants, Gas Stations, and Lodging1

1

point

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Everywhere
Else1

We will first consider you for the H-D™ Visa Signature card, but If you do not qualify for the Signature card, you can still earn Genuine Rewards! You'll automatically be considered for the H-D High Performance card, which earn 1 point for every $1 in net purchases.

turn points into

harley® gear

Earn 2,500 points and trade 'em in for a $25 H-D Gift Card.2 This is how everyday purchases can get you MotorClothes® apparel, Genuine Harley-Davidson® Parts & Accessories, service and more.

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you could win a

new harley®

Every time you use your card, you'll be entered for a chance to win a new Harley-Davidson® motorcycle.3 Are you feeling lucky?

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open up

about the open road

Whatever H-D Visa® story you have, we want to hear it! Why do you love your card? Check out other rider stories and tell us yours.

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benefits as powerful 
as your ride

Get a kick out of the benefits and rewards from Harley-Davidson® Visa® cards.

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Apply for the flagship card to get all the perks you seek.


Annual Fee $0
Points for Every Net $1 Spent
at H-D® Dealerships and h-d.com/store1 3
at Gas stations & Restaurants1 2
at Bars & Lodging Merchants1 2
Everywhere else 1
$10 Genuine Rewards Certificate2 yes
Free Ride Sweepstakes3 1 Entry / Transaction
Signature Benefits yes
Travel Benefits
Auto Rental Collision Damage Waiver4 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services4 yes
Travel Accident Insurance4 up to $250k
Lost Luggage Reimbursement4 up to $5k
Hotel Theft Protection4 up to $1k
Card Protection Benefits
Zero Fraud Liability5 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service4 yes

You will first be considered for the Harley-Davidson® Visa Signature® Card. If not eligible, you will automatically be considered for the Harley-Davidson® High Performance Visa® card.

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Depending on your credit history, you may be approved for alternative benefits.


Annual Fee $0
Points for Every Net $1 Spent
at H-D® Dealerships and h-d.com/store1 1
at Gas stations & Restaurants1 1
at Bars & Lodging Merchants1 1
Everywhere else 1
$10 Genuine Rewards Certificate2 yes
Free Ride Sweepstakes3 1 Entry / Transaction
Signature Benefits no
Travel Benefits
Auto Rental Collision Damage Waiver4 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services4 yes
Travel Accident Insurance4 no
Lost Luggage Reimbursement4 up to $5k
Hotel Theft Protection4 up to $1k
Card Protection Benefits
Zero Fraud Liability5 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service4 yes
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This card allows you to safely build6 or re-build your credit.


Annual Fee $0
Points for Every Net $1 Spent
at H-D® Dealerships and h-d.com/store1 1
at Gas stations & Restaurants1 1
at Bars & Lodging Merchants1 1
Everywhere else 1
$10 Genuine Rewards Certificate2 yes
Free Ride Sweepstakes3 1 Entry / Transaction
Signature Benefits no
Travel Benefits
Auto Rental Collision Damage Waiver4 yes
Emergency Cash & Card Replacement yes
Travel & Emergency Services4 no
Travel Accident Insurance4 no
Lost Luggage Reimbursement4 no
Hotel Theft Protection4 no
Card Protection Benefits
Zero Fraud Liability5 yes
Lost & Stolen Card Reporting yes
Warranty Manager Service4 no

You can apply directly for the Harley-Davidson® Visa® Secured card if you're looking to build or re-establish your credit.

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mobile banking

mobile banking

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special offers

special offers

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©  2016 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2016 U.S. Bank National Association.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.


1 Points are earned on net purchases (purchases minus credits and returns.) The Harley-Davidson® Visa Signature® card earns 3 points per $1 on net purchases made at Harley-Davidson® dealerships, 2 points per $1 of net purchases at gas stations, restaurants, bars and lodging merchants and 1 point per $1 of net purchases everywhere else. The Harley-Davidson High Performance card earns 1 point per $1 on net purchases. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus. We will not award points for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid products. Harley-Davidson® Genuine Rewards that are not redeemed expire 3 years from the date earned on December 31 of the expiration date.
2 $10 H-D™ Genuine Rewards Certificates issued at account opening expire 180 days after they are issued. Harley-DavidsonTM Gift Cards issued from Genuine Rewards redemption do not expire.
3 NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/16. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, click here for Official Rules. Void where prohibited.
4 Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.
5 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
6 Late payments and going over the credit limit may damage your credit history.