Harley-Davidson Visa CardHarley-Davidson Visa Card 
Frequently Asked Questions 

Got a question about the Harley-Davidson® Visa card? Check out our frequently asked questions list.

Getting and using the H-D™ Visa card
  • Click to Show/Hide How long will it take to receive my card?
    • In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card will arrive in 2-3 weeks. Length of time varies depending on individual credit status, address verification and card processing time.

H-D™ Genuine Rewards
  • Click to Show/Hide Why aren't Harley Chrome® Cash certificates sent out automatically?
    • Some cardmembers prefer to save their Genuine Rewards points until they have enough to make a large purchase using Harley Chrome® Cash certificates, and some prefer to receive their Harley Chrome® Cash as soon as they earn enough points. So we allow cardholders to choose when they receive their certificate by having them request it when they are ready to redeem.
  • Click to Show/Hide Where can I use Harley Chrome® Cash certificates?
    • You can use Harley Chrome® Cash certificates toward Genuine Harley-Davidson® Motor Accessories, MotorClothes® apparel and accessories at any participating, authorized Harley-Davidson® dealerships. They can be used toward purchases and services when you use your Harley-Davidson® Visa Card to pay for the purchase balance.

H-D™ Visa Free Ride Sweepstakes
  • Click to Show/Hide What kind of motorcycle could I win?
    • This year, with the H-DTM Visa Free Ride Sweepstakes1, 12 new lucky winners will ride home on Fat Bob®, Road King®,  Rocker™, Heritage Softail®, Street Glide® and Wide Glide® Motorcycles. That's because we're giving away one Harley-Davidson® motorcycle every month throughout 2010 – so the Free Ride continues.  Plus, at the end of the year we will have a bonus drawing for $500 Harley Chrome® Cash.  Visit our Official Rules for a complete list of prizes.

Managing your H-D™ Visa card account

Earn Genuine Rewards and Harley-Davidson® Visa Free Ride Sweepstakes entries with every purchase! Apply now for the Harley-Davidson® Visa card.
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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of the Harley-Davidson® Visa® card is U.S. Bank National Association ND.

© H-D 2010. All rights reserved.  Harley-Davidson, H-D, HD, Harley, the Bar & Shield logo, Harley Chrome and MotorClothes are among the trademarks of H-D Michigan, LLC

© 2010 U.S. Bancorp.


1 NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCE OF WINNING. Sweepstakes ends 12/31/2010. Sponsored by Harley-Davidson Financial Services Inc. Open to legal U.S. residents 18 years and older. Void where prohibited. See Official Rules for complete prize details, restrictions and non-purchase method of entry.
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2 The H-DTM Visa Signature card provides the benefit of a No Pre-Set Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Pre-Set Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets. If card issuer authorizes a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line.
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3 Certain restrictions and conditions apply. Refer to your Visa card "Guide to Benefits" for details.
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