Getting and using the H-D™ Visa card
Yes. Simply call 877-742-4766, extension 47000, to apply.

In most cases, when applying online you will receive the status of your application immediately. If you are approved, your card will arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.

If you apply for the H-D™ Visa Secured card, you should receive your card 7-10 business days after we have received your application and initial security deposit.

Of course! The H-DTM Visa card is perfect for all Harley-Davidson® Enthusiasts, whether they ride or not.
Each card earns H-DTM Genuine Rewards points and entries into The H-DTM Visa Free Ride Sweepstakes.1
The H-D™ Visa Signature Card features greater rewards and expanded benefits.

Visit our Benefits Chart for a more complete overview.

Complete details and benefits information will be mailed to you with your new H-DTM Visa card, but you can also view the Signature benefits online.
The H-D™ Visa card works just like any other Visa card for purchases at the millions of places that accept Visa credit cards.  And you earn H-D™ Genuine Rewards points no matter where you use your card, whether it’s for gas, groceries or Genuine Harley-Davidson® Motor Accessories.
H-D™ Genuine Rewards
Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31 of the expiration year.
Some cardmembers prefer to save their Genuine Rewards points until they have enough to make a large purchase using Harley-DavidsonTM Gift Cards, and some prefer to receive their Harley-DavidsonTM Gift Card as soon as they earn enough points. So we allow cardholders to choose when they receive their certificate by having them request it when they are ready to redeem.
Log in to Online Banking, access your H-D™ Visa Mobile App or call 800-699-2281 to request a $25 H-D™ Gift Card (available in any amount in $25 increments).2 Choose to have your H-D™ Gift Card emailed to you to use right away, or mailed to you within 1-2 weeks.
Harley-Davidson™ Gift Card(s) requested in electronic form will arrive via email within minutes; H-D™ Gift Cards requested via mail will arrive in plastic form within 1-2 weeks from the time of your request.
Harley-Davidson™ Gift Cards issued from Genuine Rewards redemption do not expire.3 $10 H-D™ Genuine Rewards Certificates issued at account opening expire 180 days after they are issued.
Use your gift card to purchase everything from Genuine H-D® Apparel, Accessories and home goods, to service or maintenance. The gift card is valid at participating, authorized Harley-Davidson® dealerships in the United States or online at h-d.com/store. The $10 Genuine Rewards certificate you receive with your new card is only valid in stores.
H-D™ Visa Free Ride Sweepstakes
This year, 12 new lucky winners will ride home on new bikes. Visit our Official Rules for a complete list of prizes.
The odds of winning depend on the number of entries received, including all transactions made by all cardmembers (purchases and cash advances) and all alternate entries.
Yes, a printable PDF version of the Official Rules is available online.
No. You can enter through the mail. Simply follow the instructions on the Official Rules page under the section "Alternate Entry."
Managing your H-D™ Visa card account
Yes. You can access your H-DTM Visa card account information via U.S. Online Banking. Login to your account, select your H-D™ Visa card and click “View Online Statements”.  Not enrolled in Online Banking yet?  Enroll today!  


You can also elect to go paperless and stop receiving statements in the mail each month.

Yes, through U.S. Bank Online Banking you can make a same day payment, schedule a future payment or set-up AutoPay.  Learn more about your payment options.
Send all payments to: U.S. Bank, P.O. Box 790408, St. Louis, MO 63179-0408.
ScoreBoard Reporting
ScoreBoard is a free online tool that allows you to monitor your H-D™ Visa credit card spending through the use of easy-to-read charts and graphs, helping to trend spending patterns over various time periods. ScoreBoard also offers additional reports that help you better manage your H-D™ Visa credit card spending overall.
ScoreBoard is FREE for all H-D™ Visa cardmembers that have an Online Banking account.
ScoreBoard is updated once a month, by the fifth business day.
No. ScoreBoard does not replace your current H-D™ Visa credit card statement.  ScoreBoard will replace the Annual Account Summary that was delivered each year through Online Banking. ScoreBoard is a supplemental tool that provides a combined overview of your credit card spending activity, plus additional reports to help manage your card spending overall.
ScoreBoard uses U.S. Bank-defined categories and only includes purchases and returns from your H-D™ Visa credit card. Financial management software like QuickBooks® may include a broader picture of your finances.
There is a rolling 36 months’ worth of history available within ScoreBoard. Select the time periods you wish to compare through various date controls found on the Spend or Reports tab.

Yes. You can print the report in one of two ways. To print the page you are viewing, select Print from the ScoreBoard navigation bar and it will launch the print function from your browser menu. ScoreBoard will print the entire Spend or Reports page.

To download or save the Spend or Reports information available within ScoreBoard, select Download from the ScoreBoard navigation bar. Then select the format (i.e., PDF, Image, XLS [Version 2000 or later] or CSV).

To download or save a report, select a Download option from the radio buttons available in the report criteria section.

Yes. You can download the information from Scoreboard into Microsoft Excel, PDF, HTML or CSV format and then import into these systems. For information on importing data into QuickBooks, visit QuickBooks support.
ScoreBoard includes purchases and returns associated with your H-D™ Visa credit card.
No. All transactions are automatically categorized based upon the U.S. Bank defined categories.
Visa® has assigned every merchant to a specific category or classification. When you make a credit card purchase, U.S. Bank receives this classification along with information about your purchase, and we use this classification to categorize your transaction. If a merchant is a large company with many different departments, we cannot specify the department from which the item was purchased.
No. All transactions are automatically categorized based upon the U.S. Bank defined categories.
Additional Questions
Visit usbank.com/creditwellness for helpful information about how credit can play a role in your life.

H-D™ Visa Cardmembers enrolled in Online Banking can obtain their TransUnion® Credit Score4 – at absolutely no cost!  Learn more.

Your statement is designed to make it easy to view important information on your account. Learn more.
Users that are unable to download files or view online statements should change the 'Do not Save Encrypted Pages Setting' in the Security section. To change this setting:
  1. Go to: Tools > Internet Options
  2. Select the Advanced tab
  3. Scroll down to the Security section and uncheck 'Do not Save Encrypted Pages to Disk' setting
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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©  2016 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2016 U.S. Bank National Association.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.


1 NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/16. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, click here for Official Rules. Void where prohibited.
2 Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31 of the expiration year. Harley Chrome® Cash certificates expire 180 days after they are issued.
3 Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31 of the expiration year. $10 H-D™ Genuine Rewards Certificates issued at account opening expire 180 days after they are issued. Harley-DavidsonTM Gift Cards issued from Genuine Rewards do not expire. Harley-DavidsonTM Gift Card(s) requested in plastic form will arrive via mail in 1-2 weeks from the time of your request; H-DTM Gift Cards requested in electronic form will arrive via email same day.
4 Your TransUnion Credit Score is for educational purposes and is not a score used by lenders.