Harley-Davidson® Visa Card 

Frequently Asked Questions

Getting and using the H-D™ Visa card
  • Click to Show/Hide How long will it take to receive my card?
  • In most cases, when applying online you will receive the status of your application immediately. If you are approved, your card will arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.

    If you apply for the H-D™ Visa Secured card, you should receive your card 7-10 business days after we have received your application and initial security deposit.

H-D™ Genuine Rewards
  • Click to Show/Hide Why aren't Harley-DavidsonTM Gift Cards sent out automatically?
  • Some cardmembers prefer to save their Genuine Rewards points until they have enough to make a large purchase using
    Harley-DavidsonTM Gift Cards, and some prefer to receive their Harley-DavidsonTM Gift Card as soon as they earn enough points. So we allow cardholders to choose when they receive their certificate by having them request it when they are ready to redeem.
  • Click to Show/Hide Where can I use Harley-DavidsonTM Gift Cards?
  • Use your gift card to purchase everything from Genuine H-D® Apparel, Accessories and home goods, to service or maintenance. The gift card is valid at participating, authorized Harley-Davidson® dealerships in the United States or online at h-d.com/store (Genuine Rewards certificates are not redeemable online).

H-D™ Visa Free Ride Sweepstakes

Managing your H-D™ Visa card account

ScoreBoard Reporting
  • Click to Show/Hide What is ScoreBoard?
  • ScoreBoard is a free online tool that allows you to monitor your H-D™ Visa credit card spending through the use of easy-to-read charts and graphs, helping to trend spending patterns over various time periods. ScoreBoard also offers additional reports that help you better manage your H-D™ Visa credit card spending overall.
  • Click to Show/Hide Can I print, download or save the information available through ScoreBoard?
  • Yes. You can print the report in one of two ways. To print the page you are viewing, select Print from the ScoreBoard navigation bar and it will launch the print function from your browser menu. ScoreBoard will print the entire Spend or Reports page.

    To download or save the Spend or Reports information available within ScoreBoard, select Download from the ScoreBoard navigation bar. Then select the format (i.e., PDF, Image, XLS [Version 2000 or later] or CSV).

    To download or save a report, select a Download option from the radio buttons available in the report criteria section.

  • Click to Show/Hide How is U.S. Bank able to categorize card transactions into Market Segments and Industries?
  • Visa® has assigned every merchant to a specific category or classification. When you make a credit card purchase, U.S. Bank receives this classification along with information about your purchase, and we use this classification to categorize your transaction. If a merchant is a large company with many different departments, we cannot specify the department from which the item was purchased.

Additional Questions

Apply Now for H-D(TM) Visa Card!
We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©  2015 H-D or its affiliates.  HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC.  Third-party trademarks are the property of their respective owners.

© 2015 U.S. Bank National Association. All Rights Reserved.

1 NO PURCHASE NECESSARY.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.  Sweepstakes ends 12/31/15.  Open to legal residents of the 50 United States and D.C., who are 18 years of age or older.  For details, click here for Official Rules.  Void where prohibited.
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2 Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31 of the expiration year. Genuine Rewards certificates expire 180 days after they are issued.
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3 Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31 of the expiration year. $10 H-D™ Genuine Rewards Certificates issued at account opening expire 180 days after they are issued. Harley-DavidsonTM Gift Cards issued from Genuine Rewards do not expire. Harley-DavidsonTM Gift Card(s) requested in plastic form will arrive via mail in 1-2 weeks from the time of your request; H-DTM Gift Cards requested in electronic form will arrive via email same day.
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4 The free TransUnion credit score is for educational purposes only and is not used by U.S. Bank to make credit decisions.
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